USA health insurance question

[Mr Captain Falcon]

My current employer has open enrollment in 2 weeks and I want to shop around. Our insurance is quite expensive. I pay 153 a week now and that's medical dental and vision for a family of 4, less life insurance for my wife. Who do you all recommend I go with? Anyone else with a family how much do you pay per week/month?

[Dr. T is an alien]

I can’t make any recommendations. I can answer that last question, though.

I also have a family of 4. After paying medical insurance, dental, supplemental accident insurance, supplemental life insurance on each of us, long-term disability insurance, and a monthly contribution to my HSA, I pay $291 a month. I’m seriously bumping up to the next tier of costs (the most expensive offered), however, as my HSA is never enough to cover my out of pocket expenses. I also might up the amount I contribute to my HSA as well.

[Mr Captain Falcon]

Oct 17, 2022 23:46:20 GMT -5 Dr. T is an alien said:

I can’t make any recommendations. I can answer that last question, though.

I also have a family of 4. After paying medical insurance, dental, supplemental accident insurance, supplemental life insurance on each of us, long-term disability insurance, and a monthly contribution to my HSA, I pay $291 a month. I’m seriously bumping up to the next tier of costs (the most expensive offered), however, as my HSA is never enough to cover my out of pocket expenses. I also might up the amount I contribute to my HSA as well.

Is that independent or through your employer?

[Dr. T is an alien]

Oct 18, 2022 11:37:18 GMT -5 Mr Captain Falcon said:

Oct 17, 2022 23:46:20 GMT -5 Dr. T is an alien said:

I can’t make any recommendations. I can answer that last question, though.

I also have a family of 4. After paying medical insurance, dental, supplemental accident insurance, supplemental life insurance on each of us, long-term disability insurance, and a monthly contribution to my HSA, I pay $291 a month. I’m seriously bumping up to the next tier of costs (the most expensive offered), however, as my HSA is never enough to cover my out of pocket expenses. I also might up the amount I contribute to my HSA as well.

Is that independent or through your employer?

Through my employer. That’s why I can’t make any direct recommendations. I can suggest checking the ACA exchange. It may not have anything better, depending where you live and your income level, but you can at least shop.

[TOK Is the Target Demo]

There's so many variables (location, what you'd want covered, details about your family) that the only answers you can get are from healthcare.gov. You can also call a representative and they can help walk you through the process.