|
Post by Danimal on Mar 21, 2014 22:52:54 GMT -5
I've been trying to buy a house for the last two years. It's not an easy/fun process, to say the very least. As of now, still living in a pretty shitty apartment. It bothers me that I don't have a house yet. Like I said, I've been trying and I've got close on a couple of occasions. Both times I was 'outbid' at the last minute by another buyer. It's like a real life, soul-crushing eBay. It also severely bothers me that I don't have/can't find a job while my fiancee does and basically supports us. It's a terrible, miserable, humiliating, and depressing feeling. I have a college degree and all of that, there's just no one hiring around here. If someone does hire, since this is a small southern town, they usually hire their friends or family. When it comes to houses ya you are better-off waiting for the right place and deal. I could see pressing a bit back when they were giving-away $8000 to new homebuyers that year but now why rush? Rates have been good for a while. Plus the job has to come before the house and from what you said it sounds like you might have to move to find a better situation.
|
|
|
Post by bibboid on Mar 21, 2014 23:33:47 GMT -5
My wife and I bought our house in 2000. We made double payments on our mortgage and got it paid off in ten years.
|
|
StuntGranny®
Bill S. Preston, Esq.
Not Actually a Granny
Posts: 16,099
|
Post by StuntGranny® on Mar 22, 2014 8:28:53 GMT -5
I've been trying to buy a house for the last two years. It's not an easy/fun process, to say the very least. As of now, still living in a pretty shitty apartment. It bothers me that I don't have a house yet. Like I said, I've been trying and I've got close on a couple of occasions. Both times I was 'outbid' at the last minute by another buyer. It's like a real life, soul-crushing eBay. It also severely bothers me that I don't have/can't find a job while my fiancee does and basically supports us. It's a terrible, miserable, humiliating, and depressing feeling. I have a college degree and all of that, there's just no one hiring around here. If someone does hire, since this is a small southern town, they usually hire their friends or family. When it comes to houses ya you are better-off waiting for the right place and deal. I could see pressing a bit back when they were giving-away $8000 to new homebuyers that year but now why rush? Rates have been good for a while. Plus the job has to come before the house and from what you said it sounds like you might have to move to find a better situation. A lot of the rush was wanting to get married and us not wanting to do that until we had a house. Which, admittedly that's pretty stupid, but that's just something we both decided on. I would probably move today if I could, but she has a very good job around here, and I wouldn't want to ask her to give that up.
|
|
|
Post by aka Cthulhu on Mar 22, 2014 9:23:41 GMT -5
I must admit that the responses in the thread are kind of interesting due to the cultural difference. Like I said, I still live with my parents, and I haven't really thought of owning my own place, since for most part the people I see around me, from co-workers to cousins my age are in the same boat.
I'm also a bit curious on how things are for Filipinos living in America, if it's the same or not.
|
|
Deleted
Deleted Member
Posts: 0
|
Post by Deleted on Mar 22, 2014 12:01:27 GMT -5
I must admit that the responses in the thread are kind of interesting due to the cultural difference. Like I said, I still live with my parents, and I haven't really thought of owning my own place, since for most part the people I see around me, from co-workers to cousins my age are in the same boat. I'm also a bit curious on how things are for Filipinos living in America, if it's the same or not. There is a lot of Filipinos in my city in Canada and a lot of them live with their family members. I'm not just talking about the ones who have been recruited to work in minimum wage jobs in retail or fast food because they work harder for less wages but even the ones who make good money like nurses or the ones born in Canada just graduating university. Family is important to them and they only move out when their is a marriage and kids but they bring in grandma or grandpa to move in to become full time grandparents.
|
|
|
Post by aka Cthulhu on Mar 22, 2014 12:07:56 GMT -5
I must admit that the responses in the thread are kind of interesting due to the cultural difference. Like I said, I still live with my parents, and I haven't really thought of owning my own place, since for most part the people I see around me, from co-workers to cousins my age are in the same boat. I'm also a bit curious on how things are for Filipinos living in America, if it's the same or not. There is a lot of Filipinos in my city in Canada and a lot of them live with their family members. I'm not just talking about the ones who have been recruited to work in minimum wage jobs in retail or fast food because they work harder for less wages but even the ones who make good money like nurses or the ones born in Canada just graduating university. Family is important to them and they only move out when their is a marriage and kids but they bring in grandma or grandpa to move in to become full time grandparents. Yeah, that's also here. The whole grandparents moving in after marriage. My grandmother and grandfather lives with one of my aunts. I gotta admit that it's a bit awkward for my parents to tell me to invite my coworkers home for drinking, haha...
|
|
Deleted
Deleted Member
Posts: 0
|
Post by Deleted on Mar 22, 2014 12:09:24 GMT -5
There's nothing wrong with living with your parents when you don't have a family of your own. There's no need to throw away hundreds of dollars a month on something you don't get to keep or doesn't offer a benefit you can't get otherwise like utility bills or insurance. If you can afford it I really reccomend it to anyone because it really teaches you the cost of living, how to pay bills and balance a budget, how to buy and make food and pack foods for yourself, and the importance of being clean. Plus you get freedom and opportunities to do things in your place you can never do with parents or roomies. It also motivates me to work harder and to make more as well. If you can afford to move out but continue to live with your parents I reccomend in just saving as much as you can so you never have to pay a mortgage or put a down payment of half the mortgage or whatever. If I was a parent with a kid with a decent paying job I would be pissed he was only living off me to mooch and blowing most of his money on whatever personal fun things kids like to do. Unless the kid is my personal butler, janitor, and chef
|
|
|
Post by Long A, Short A on Mar 22, 2014 14:17:41 GMT -5
I have a mortgage, it's not nearly as fun as people make it sound. Huh? I've been paying a mortgage with my brother for five years and nobody tried to play it off like it was fun. I still can't wrap my mind around why my cousin's co-workers think she should buy a house. I've told her to stick to her plans.
|
|