Mick Foley Delays Hip Replacement Due to No Health Insurance

[Sparkybob]

I just think Mick is a terrible communicator so his message is just lost here. I think he wrote this just as an update or to get some small sympathy for folks and not really complaining about how tough his life is.

I'll give it mayyyyyyyyyyybe a 10% shot he did this to maybe build some pressure on Vince to pay for it but it just seems like a guy venting about paying for a surgery and not trying to make a bigger point.

[jagilki]

Dec 28, 2016 17:01:33 GMT -5 Brood Lone Wolf Funker said:

Surgeries have additional expenses, besides the surgery itself they bill you for the hospital stay, x-rays, anesthesia among others things despite Mick being frugal the expenses are enormous. I have insurance and still had to pay out of pocket because they didn't cover the blood work a surgery could with the basic expenses run about 120,000 and up

When I had my leg amputated, the amputation itself was about 12k. The entire hospital stay ended up being 120some thousand dollars. (of 'course I was in hospital for almost 2 1/2 months or so)

[Mighty Attack Tribble]

Dec 29, 2016 21:51:39 GMT -5 RadcapRadsley said:

Dec 29, 2016 21:21:20 GMT -5 Mighty Attack Tribble said:

You can't split health between your kids when you go. Mick's cheapness centres around making as much money for his family while he can, and leaving as much as possible for them when he's gone. He almost certainly suspects medical bills will eat into his fortune in the coming decades, so from that standpoint it makes sense to shop around.

Like an automobile though people need to sometimes tuneup their body. If his main goal is leaving an inheritance to his kids,he should look at that 60K of a hip replacement as something that keeps him healthier longer so he can do more conventions,GM more episodes of Raw,do more paid media appearances etc. Mick is like the dad who will scoff at shelling out a few hundreds of dollars for a plumber not realizing the alternative might be thousands of dollars down the line in damage.

It's not like he's saying he's going to just nix the whole idea of surgery if he can't find a better deal though. If he can't, he's going to spend the $60K out of his own pocket. To use your analogy, this is the dad considering the first plumber's quote and checking to see what other plumbers will quote him before he gets the fix done.

[Toxik916]

Dec 29, 2016 15:01:14 GMT -5 oj32 said:

Dec 29, 2016 14:42:35 GMT -5 Throwback said:

"For those wondering why I just don't pay out-of-pocket, well it's a $60,000 operation, and I am going to look at some other options before I shell out 60K for an operation."

Really, Can you blame him?

Yes. There's only one person to blame for Mick Foley choosing to neglect paying his insurance bill and ignoring all communications from his insurance company after they didn't receive his payment: Mick Foley.

This is not complicated: When you fail to pay your bill, companies contact you immediately to both alert you that you haven't paid and attempting to get payment. When you ignore these communications the companies more aggressively try to contact you and leave messages and emails letting you know that if you don't pay your service will be disconnected or policy cancelled.

What everyone is missing is the fact that service providers usually will work with you and make arrangements to avoid the consequences.

Mick is an adult who should have communicated with his provider and avoided cancellation instead of whining on social media acting like a victim when it's his own fault.

As someone who works for a health insurance comany this is not how it works.

You miss a payment you get an email or letter advising you of the missed payment. This letter states if you do not pay by a certain day you are dropped. Insurance companies don't give a shit and won't spend money calling people that missed their payment because there will always be someone else ready to sign up and handover their money.

[Clawley Race]

Dec 29, 2016 21:21:20 GMT -5 Mighty Attack Tribble said:

Dec 29, 2016 19:47:37 GMT -5 RadcapRadsley said:

You can't take 60K with you to the other side,One's health is your wealth.I am all about saving and penny pinching but not when your playing with your health. If he is actually that hard up financially he should live in a smaller house then the one from his reality show.

You can't split health between your kids when you go. Mick's cheapness centres around making as much money for his family while he can, and leaving as much as possible for them when he's gone. He almost certainly suspects medical bills will eat into his fortune in the coming decades, so from that standpoint it makes sense to shop around.

At the expense of his fan's families? I mean...his family can spend their time with clowns that are either paid for by him or inexplicably wealthy...

[Mighty Attack Tribble]

Dec 30, 2016 2:12:51 GMT -5 Clawley Race said:

Dec 29, 2016 21:21:20 GMT -5 Mighty Attack Tribble said:

You can't split health between your kids when you go. Mick's cheapness centres around making as much money for his family while he can, and leaving as much as possible for them when he's gone. He almost certainly suspects medical bills will eat into his fortune in the coming decades, so from that standpoint it makes sense to shop around.

At the expense of his fan's families? I mean...his family can spend their time with clowns that are either paid for by him or inexplicably wealthy...

I'm afraid I don't follow.

[oj32]

Dec 30, 2016 1:53:10 GMT -5 Toxik916 said:

Dec 29, 2016 15:01:14 GMT -5 oj32 said:

Yes. There's only one person to blame for Mick Foley choosing to neglect paying his insurance bill and ignoring all communications from his insurance company after they didn't receive his payment: Mick Foley.

This is not complicated: When you fail to pay your bill, companies contact you immediately to both alert you that you haven't paid and attempting to get payment. When you ignore these communications the companies more aggressively try to contact you and leave messages and emails letting you know that if you don't pay your service will be disconnected or policy cancelled.

What everyone is missing is the fact that service providers usually will work with you and make arrangements to avoid the consequences.

Mick is an adult who should have communicated with his provider and avoided cancellation instead of whining on social media acting like a victim when it's his own fault.

As someone who works for a health insurance comany this is not how it works.

You miss a payment you get an email or letter advising you of the missed payment. This letter states if you do not pay by a certain day you are dropped. Insurance companies don't give a shit and won't spend money calling people that missed their payment because there will always be someone else ready to sign up and handover their money.

Perhaps for your company but I know I and many others have experienced the exact scenario I provided. You're company is more of an anomaly than the standard practice.

[Chris the Bambikiller]

Maybe he is checking out funeral homes to see if he can't find a cheap used hip...

What I want to say is, damn, Mick, get a new hip and enjoy a life without unneccesary pain and hassle all the time. Your family will profit from it as well if they have a dad that's more mobile and healthy.

[KofiMania]

Dec 30, 2016 3:31:10 GMT -5 oj32 said:

Dec 30, 2016 1:53:10 GMT -5 Toxik916 said:

As someone who works for a health insurance comany this is not how it works.

You miss a payment you get an email or letter advising you of the missed payment. This letter states if you do not pay by a certain day you are dropped. Insurance companies don't give a shit and won't spend money calling people that missed their payment because there will always be someone else ready to sign up and handover their money.

Perhaps for your company but I know I and many others have experienced the exact scenario I provided. You're company is more of an anomaly than the standard practice.

You may be thinking more of missing paying a bill like an electric bill. Health insurance companies don't usually hound you they just drop you.

[Toilet Paper Roll]

When I had my knee surgery the whole episode would have run me nearly $120,000, with health insurance from the first ambulance ride to the time they removed the stitches and gave me Advil out of pocket was under $800.

Insurance companies get a bad rap, and honestly a lot of it is warranted. But when my companies insurance had a 4 day lapse because of switching providers I must have had a phone call every six hours and next day mail twice telling me I wasn't going to be covered.

[OVO 40 hunched over like he 80]

Dec 30, 2016 4:56:31 GMT -5 Chris the Bambikiller said:

Maybe he is checking out funeral homes to see if he can't find a cheap used hip...

What I want to say is, damn, Mick, get a new hip and enjoy a life without unneccesary pain and hassle all the time. Your family will profit from it as well if they have a dad that's more mobile and healthy.

Now I want to see Mick searching for the cheapest coffin ever.

[froggyfrog]

Dec 28, 2016 15:36:45 GMT -5 Slammy Award-Winning Cannibal said:

He is a millionaire, but ok, hope he finds work so he can afford it or something.

Makes no sense. I work in health insurance. It's open enrollment just sign up with someone now? Doesn't make any sense to not, especially since he knows he needs such a major surgery??

["Gizzark" Mike Wronglevenay]

Dec 30, 2016 12:16:10 GMT -5 froggyfrog said:

Dec 28, 2016 15:36:45 GMT -5 Slammy Award-Winning Cannibal said:

He is a millionaire, but ok, hope he finds work so he can afford it or something.

Makes no sense. I work in health insurance. It's open enrollment just sign up with someone now? Doesn't make any sense to not, especially since he knows he needs such a major surgery??

Because no insurer is going to cover him for a hip surgery he needed before he got that insurance.

[Hit Girl]

He suffers from the pre-existing condition of being Mick Foley

[111111]

Don't the WWE provide insurance?


I think it's nuts that these guys hurt themselves for WWE's benefit and then WWE wont pony up when they need an op, hell if a lower card worker got a medical bill like this that would be all the money they've earnt in a year gone.

Crazy that a company that does what WWE does can get away with not providing health insurance when there's people risking their bodies for their benefit.

["Gizzark" Mike Wronglevenay]

Jan 2, 2017 18:11:32 GMT -5 Hit Girl said:

He suffers from the pre-existing condition of being Mick Foley

"Sorry, Mr. Foley. I'd love to give you coverage, but... the man who runs the place never forgave you for losing to Eric Embry in nine seconds."

[Throwback]

Jan 2, 2017 17:23:51 GMT -5 "Gizzark" Mike Wronglevenay said:

Dec 30, 2016 12:16:10 GMT -5 froggyfrog said:

Makes no sense. I work in health insurance. It's open enrollment just sign up with someone now? Doesn't make any sense to not, especially since he knows he needs such a major surgery??

Because no insurer is going to cover him for a hip surgery he needed before he got that insurance.

I don't know much about such things. But that's what I thought. Wouldn't it be the equivalent of trying to get fire insurance after your business burns down?


I'm wondering if this all may be a subtle guilt trip aimed towards Vince and the PR department to pay for the surgery.

[Mighty Attack Tribble]

Jan 2, 2017 19:06:24 GMT -5 111111 said:

Don't the WWE provide insurance?


I think it's nuts that these guys hurt themselves for WWE's benefit and then WWE wont pony up when they need an op, hell if a lower card worker got a medical bill like this that would be all the money they've earnt in a year gone.

Crazy that a company that does what WWE does can get away with not providing health insurance when there's people risking their bodies for their benefit.

WWE cover medical expenses for contracted talent, but Foley states in his Facebook post he isn't actually under contract, and is working week-by-week on a verbal deal.

[Cranjis McBasketball]

Footage of Mick bargin shopping on a new hip.

[Sparkybob]

Jan 2, 2017 19:06:24 GMT -5 111111 said:

Don't the WWE provide insurance?


I think it's nuts that these guys hurt themselves for WWE's benefit and then WWE wont pony up when they need an op, hell if a lower card worker got a medical bill like this that would be all the money they've earnt in a year gone.

Crazy that a company that does what WWE does can get away with not providing health insurance when there's people risking their bodies for their benefit.

From what I hear Vince and company usually pay for any surgeries that a wrestler needs. Mick might be in a special category since his injuries aren't related to his current run with the WWE.

Health insurance they get away with it via independent contractor job status.

But I do think if Mick was really broke and couldn't afford it Vince will pay it up. You set a bad precedent if Vince just gave the money when Mick doesn't need it.